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The Unified Financial Reconciliation Platform for COD Ecommerce

Munaafa eliminates the blind spots of Pakistani ecommerce. Connect your orders, reconcile courier remittance sheets, and know your true net earnings down to the exact rupee.

Core Modules

Complete Visibility Across Your Entire Cash Flow

Built from the ground up to address the unique complexities of Cash on Delivery in emerging retail markets.

1. Order Management & Sync

Seamlessly import orders from Shopify, WooCommerce, or custom CSV exports. Maintain verifiable records of order values, customer shipping cities, fulfillment dates, and tracking numbers.

2. Courier Settlement Imports

Upload raw weekly settlement advice sheets from PostEx, Trax, TCS, Leopards, and Call Courier. Munaafa automatically maps varied column headers without manual formatting.

3. Reconciliation Engine

Our matching engine links each store order to its courier tracking slip, comparing expected COD against settled amounts, detecting unremitted parcels, and flagging weight discrepancies.

4. True Profit Engine

Calculates realized bank profit per order and overall store net margin after factoring in wholesale COGS, courier freight, fuel surcharges, return shipping penalties, and ad spend.

5. Return (RTO) Tracking

Isolate the financial impact of customer returns. Identify delivery rates by courier, city, and product category to avoid dispatching high-risk COD orders.

6. Operating Expenses & Overheads

Incorporate packaging costs, warehouse rent, team payroll, gateway commissions, and miscellaneous operational overheads into monthly net income statements.

7. Audited Financial Reports

Generate one-click reconciliation summaries, courier discrepancy notices, tax-ready sales ledgers, and executive monthly statements ready for accountants.

8. Financial Dashboard

A clear, intuitive dashboard highlighting total revenue, realized profit, pending courier balances, unpaid delivered orders, and active discrepancy claims.

Zero Friction Setup

Smart Settlement Import Engine

Courier companies in Pakistan send weekly settlement sheets in vastly different formats. Trax, PostEx, TCS, and Leopards all use different headers, date structures, and deduction codes.

  • Automatic Column Mapping: Munaafa detects tracking numbers, COD amounts, freight charges, and dates automatically.
  • Format Tolerance: Handles CSV, XLSX, and multi-sheet workbooks without corrupting numerical formulas.
  • Instant Anomaly Flags: Alerts you if duplicate tracking numbers or negative balances appear in the sheet.

Automated Slip Reconciliation

Visual audit of orders against courier settlement advices.

Settlement Statement: PostEx Weekly Batch #PK-8492
Period: May 12 – May 18 • 1,420 Orders Processed
Reconciled 18 Discrepancies
Gross COD Collected
PKR 3,842,500
1,180 delivered parcels
Courier Freight & Surcharge
-PKR 318,600
Avg PKR 270 / shipment
RTO Reverse Charges
-PKR 48,200
240 returned orders (16.9%)
Net Bank Remittance
PKR 3,475,700
Deposited to HBL account
Tracking No. / CNStore OrderCourierStatusExpected CODSettled CODDeductionAudit Flag
7829104829#10842PostExDeliveredPKR 4,200PKR 4,200-PKR 250Matched 100%
7829104830#10843PostExWeight DisputePKR 3,500PKR 3,500-PKR 460 Billed 2.0kg vs 0.5kg (+PKR 180 overcharge)
7829104831#10844TraxRTO (Returned)PKR 2,800PKR 0-PKR 220Return penalty debited
7829104832#10845TCSDeliveredPKR 8,900PKR 8,900-PKR 310Matched 100%
Displaying sample Munaafa reconciliation sheetSee how auto-matching works →
Self-Serve Setup

Ready to Take Control of Your Store's Profit?

Stop wasting hours on manual spreadsheets. Get accurate courier reconciliation and true net margins today.

No credit card required • Works with PostEx, Trax, TCS, Leopards, Call Courier & Shopify